By accessing and using this website and applying for loans from Omini Microfinance, you accept and agree to be bound by the terms and provision of this agreement.
All loan applications must be submitted through our official channels with accurate and complete information. Applicants must be at least 18 years of age and meet our eligibility criteria.
Loan approval is contingent upon successful verification of all provided information, creditworthiness assessment, and compliance with our lending policies.
Interest rates are determined based on loan type, amount, and repayment period. All rates will be clearly communicated before loan disbursement.
In case of default, Omini Microfinance reserves the right to pursue all available legal remedies, including but not limited to debt collection proceedings and asset recovery as permitted by law.
All personal information provided is handled in accordance with our Privacy Policy and applicable data protection laws. We commit to maintaining confidentiality of borrower information.
Any disputes arising from loan agreements or services shall be resolved through good faith negotiation. If unresolved, disputes may be submitted to arbitration or appropriate legal jurisdiction.
Omini Microfinance provides services "as is" without any warranties, express or implied. We do not guarantee specific loan approval or favorable terms.
Omini Microfinance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or inability to access them.
We reserve the right to modify these terms at any time. Changes will be communicated to borrowers, and continued use of our services constitutes acceptance of modified terms.
These terms and all related agreements are governed by the laws of Uganda and shall be construed in accordance therewith.
For questions regarding these terms, please contact us: